Protect Yourself from Bad Debts

Register who owes you. Check who you're dealing with, before it's too late.

Replify makes debt transparency easy.

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Tunde wants to borrow ₦50,000
Check Tunde's History
Check someone's repayment history

Before lending, see if they've been reported. It's about trust, not judgment, so you can make smarter financial choices.

Keep a record

Log debts securely so others can be warned.

Everyone deserves clarity

Repify balances both sides. Debtors can clear their records. Lenders can protect their efforts. Everyone wins with fairness.